At Notinger Law, we specialize in assisting individuals as well as business owners in filing for bankruptcy. We offer our services in New Hampshire and Massachusetts and have found that most people have no idea how to file or what the process of bankruptcy entails. With our expert assistance, we can provide you with the information regarding bankruptcy types and review your individual case. This way, you can find the answers to your questions, learning how to file for bankruptcy along the way.
Should You File for Personal Bankruptcy?
No one plans to file for bankruptcy within their lifetime and most hope to avoid it. However, more often than not, bankruptcy may be a necessary step to get your life back on track. Residents of New Hampshire and Massachusetts commonly file for Chapter 7 bankruptcy, which is an effective way to handle overwhelming debt. With a bankruptcy filing, you have the ability to start over with your finances.
Take a look at your finances. Are you already living on very little just to try and take care of the bills you owe? Have you lost your job and went through your entire savings trying to pay back creditors? If you feel that your finances have gotten out of control, then bankruptcy might be the right solution. When trying to determine if you should file for bankruptcy, adding up your assets can help. If you have debt that outweighs your assets, then you may be fighting a losing battle. Get out of debt and start over with the help of a bankruptcy filing.
Consulting an Attorney
One of the smartest decisions you can make before filing for bankruptcy is to consult with an experienced bankruptcy attorney. At Notinger Law, our attorneys have more than 25 years of experience dealing with Chapter 7 and Chapter 11 cases. We know the law when it comes to filing for bankruptcy in New Hampshire and Massachusetts, able to assist you in choosing the right path to take when it comes to your finances.
For some, a way out of surmounting debt is to create a work-out with creditors. This is not a bankruptcy filing, but a way to create a payment plan to pay back what you owe. By reviewing your personal information, we can help you to determine if bankruptcy is the right way to go or if you have another option that will work better.
When you have a heavy financial burden and feel overwhelmed, it helps to have a professional by your side to assist. You may not be thinking clearly or seeing the entire picture due to harassing phone calls from creditors and the possibility of losing your home. Thankfully, we can help you see clearly and determine the right option to give you stability when it comes to your finances.
Don’t be hasty when it comes to a bankruptcy filing. Consult with our experts to see what options you have and feel better about making a decision when it comes to overwhelming debt.